Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he’s invested in a few pieces of art on Masterworks too.

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Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

Recent Articles by Jim

Don’t Cut Coffee, Cut This Instead

Financial experts love talking about how you should skip your coffee and invest it instead... but that's unrealistic. See how you can find other expenses to cut that won't make you miserable all day!

If You Want to Get Rich, You Better Do It Slowly

Slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you're building a house, growing your wealth, or just trying to get fitter - slow and steady wins the race.

Is Robinhood Gold Worth It?

Robinhood Gold is a $75 per year premium subscription service to Robinhood. It unlocks a few perks but are they worth the annual fee?

Robinhood App Review 2024 – Free Stock, ETF, and Crypto Trades

Robinhood is a popular online broker offering free stock, ETF, crypto, and options trading. They also offer fractional trades, with no account minimums. But the platform doesn't support some investment types and has limited research tools. Is it worth it? Find out in this Robinhood review.

The fundamental misunderstanding about budgeting

Budgeting suffers from a marketing problem. We all misunderstand the purpose of a budget and often think solely about how it's about restriction. Budgeting is about freeing your spending, not tying it up.

This low-risk stock could return 7.53% in three weeks

Do you know what an odd lot tender offer is? It's when a company offers to pay a premium for an odd lot of their shares, giving smaller investors an investing advantage - see how they work and whether they make sense for you.

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