Aspiration is a fintech company that offers a Spend & Save Account that acts like like a checking and savings account through their partnership with Coastal Community Bank (and others).
They are not a bank but you get bank-like protections as a result, so your money there is FDIC insured for up to $250,000 (you actually get much higher protections because they partner with several banks – as of May 2022, they work with ten partner banks).
Aspiration’s goal is to provide banking services to customers who care about building a more sustainable future. Whereas other banks may invest in oil pipelines or profitable projects that lead to bad outcomes for the planet, Aspiration promises to do none of that.
They also have a “pay what is fair” fee model on their base Aspiration account. In terms of a monthly fee, you get to choose what you want to pay and that can be $0. Their Aspiration Plus account, which is a mandatory $7.99 per month fee ($5.99 per month if you pay annually), comes with more perks, higher interest rate, and other protections. You can learn more about the Aspiration Spend & Save account in this review.
If you are interested in this account, do you want to know how you can make $150 to $200 for opening an Aspiration Spend & Save Account through their Sign-up & Spend Bonus?
Aspiration Spend & Save — $150 or $200
Aspiration has a really easy bonus that doesn’t require a large deposit ($10 minimum) and does not require you to move a direct deposit from your employer or government benefits. This means you can get it without having to go through the headache of changing anything you’re already doing!
They will give you $150 or $200 when you open a new Aspiration Spend & Save account and spend $1,000 within the first 60 days of account opening.
If you open a standard Aspiration account, where you can pay what you want, you can get $150.
If you open an Aspiration Plus account, and you remain enrolled in the Aspiration Plus program through the date of the credit, you can get $200. The terms say that it can take up to 120 days for the credit to post.
This is an ongoing offer with no listed expiration date, but it does mean it could get pulled at any moment.
How Does This Offer Compare?
With no monthly fees on the standard Aspiration account, it’s nice to get $150 or $200 when you spend $1,000 within the first 60 days of account opening. It seems like this account would be a nice one to get since it doesn’t require you to change any direct deposits.
Additionally, you can get much higher interest rates on your savings (the first $10,000 anyway) when you reach spending tiers of $1,000 per month with the card.
Here are a few other comparable offers:
⭐Citi Priority Account – $300, $700, or $1,500
Citi Priority is offering $300, $700, or $1,500 bonus when you open an account by 7/17/2022. Then, within 20 days of opening your account, deposit at least $15,000 in New-to-Citi funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $15,000.
Discover Online Savings Account – $150 or $200
Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH222 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.
Chase Total Checking® – $200
Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!
SoFi Money – up to $300
SoFi Money will give you up to $300 if you open an account and make direct deposits of at least $1,000. The bonus will be based on the total amount of those direct deposits in a 30-day evaluation period.
HSBC Premier Checking – $450
HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months.
Huntington Bank – up to $300
If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $300 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region.
TD Bank – $300 or $150
TD bank has two bank offers for checking accounts and both are fairly easy to attain. For example, get $300 when you open a TD Beyond Checking account and receive direct deposits of $2,500 or more within 60 days of opening your account.