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Hi, I'm Jim. I created WalletHacks.com to help you make better financial decisions faster.
Many financial experts like to make money complicated so you need them.
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My Favorites
Understanding Maslow's Hierarchy of Financial Needs
Psychology was one of my favorite subjects in school. It was like getting an instruction manual for how people worked.…
If You Want to Get Rich, You Better Do It Slowly
Slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you're building a house, growing your wealth, or just trying to get fitter – slow and steady wins the race.
The Prime Directive of Personal Finance
There are many “money rules” but if you follow the “Prime Directive,” you won't need to remember the rest.
The Rule of 10
How much is $100 worth in 30 years? If it grows at 8% a year, it'll be worth over a thousand dollars. Learn how the Rule of 10 can be your friend in learning how to save for your retirement.
Newest Articles
What Is Drop Servicing? How to Start a Drop Servicing Business
Drop servicing is a great way to scale a freelance business, but it has its challenges, too. Bringing on a team of sub-contractors adds complexity and you need to make sure there's enough money left over after everyone gets paid. Our guide explains how drop servicing works and shows you how to start a drop servicing business. Learn more.
Bluevine Review: Should You Get This Online Business Checking Account?
Bluevine is a fintech company catering to small businesses. How does Bluevine's business checking compare to offerings from other fintechs, such as Found, and Lili? Find out in this Bluevine Review.
Don't personally identify with your investments
Tribes are great when it comes to sports. It's fun to cheer for something and wear its gear. It becomes dangerous when this tribalism extends into the realm of investing.
9 Apps Like MoneyLion
MoneyLion is a personal finance app offering cash advances, credit cards, and personal loans. You can also invest in fully managed portfolios as well as crypto. But MoneyLion isn't the only fintech offering these types of services. Here are 9 apps like MoneyLion. Learn more.
Maximize Your Savings
Best High-Yield Online Savings Accounts: 5.50% APY (April 2024)
The cornerstone of any good financial system starts with finding a savings account that works for you as a hub…
Best 12-Month CD Rates – 5.30% APY (April 2024)
Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.
Best No Penalty CD Rates – 5.36% APY (April 2024)
With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.
Put Cash In Your Pocket
47 Best Bank Account Bonus & Promotions (Updated Daily)
Check out the latest bank account bonus and promotions from best banks and credit unions. Our list of the best offers is updated daily with offers topping several hundred dollars each.
20 Best Brokerage Account Promotions and Bonuses for April 2024
Find the best brokerage account promotions and bonuses from top online brokers. Our list is updated frequently with the latest offers and deals to help you earn cash bonuses and rewards on your investment accounts.
17 Best Work From Home Online Jobs (2024)
Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.
How to Get Free Stock from These 8 Brokerage Companies
Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.
The Prime Directive of Personal Finance
There are many “money rules” but if you follow the “Prime Directive,” you won't need to remember the rest.
6.5 Big Money Decisions You MUST Get Right to Get Rich
Learn how to make the right money decisions to build wealth and achieve financial success. This post covers the Big Money Decisions where your choices can make an outsized impact on your financial future.
How to invest in yourself
If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.
7 income streams of millionaires: an open discussion of passive income
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.
What Is Drop Servicing? How to Start a Drop Servicing Business
Drop servicing is a great way to scale a freelance business, but it has its challenges, too. Bringing on a team of sub-contractors adds complexity and you need to make sure there's enough money left over after everyone gets paid. Our guide explains how drop servicing works and shows you how to start a drop servicing business. Learn more.
First Horizon Bank Bonus: $450 Checking
First Horizon Bank has a $450 bonus on their checking account with very reasonable qualification requirements. If you've been thinking about getting this account, see how you can get a $450 bonus.
Flagstar Bank Promotion: $250-$350 Checking Bonus
Flagstar Bank is offering a new bank bonus for those looking to open a checking account with a direct deposit of just $500.
First Tech Credit Union Promotions: $300 Checking Bonus
First Tech Credit Union has a $300 bonus offer on their reward checking account. It requires a modest direct deposit and can pay a high APY if you meet certain requirements.
Don't personally identify with your investments
Tribes are great when it comes to sports. It's fun to cheer for something and wear its gear. It becomes dangerous when this tribalism extends into the realm of investing.
9 Apps Like MoneyLion
MoneyLion is a personal finance app offering cash advances, credit cards, and personal loans. You can also invest in fully managed portfolios as well as crypto. But MoneyLion isn't the only fintech offering these types of services. Here are 9 apps like MoneyLion. Learn more.
Tello Review: Customizable Phone Plans for the Entire Family
Tello is a discount wireless provider offering customizable cell phone plans for the family. There are no contracts or additional fees, and you can add family members or change your plan at any time. How does Tello compare to other discount wireless providers, such as Mint Mobile and Twigby? Find out in this Tello review.
Twigby Review: Key Features, Plans, and Pricing
Twigby is an affordable cell phone carrier offering customizable data plans. All Twigby plans include unlimited nationwide talk & text, 5G nationwide coverage, access to mobile hotspot, Caller ID, Call Waiting, Call Forwarding, and more. How does Twigby compare to other discount carriers, such as Mint Mobile, Visible, and Tello? Find out in this Twigby review.
What is an Interval Fund?
Interval funds are closed end funds that limited redemptions to set periods – this gives them the ability to invest in more complex instruments. But should you be investing in these types of funds?
What Happens When An AcreTrader Farm “Fails”
One of my first AcreTrader investments is running into some trouble and looking for a way out. See how AcreTrader handles it and what happens to a California almond farm.
Best Solo 401(k) Providers
A solo 401(k) is a retirement savings plan for self-employed people with no full-time employees. It allows them to save for retirement using pre-tax contributions while benefiting from the same tax advantages in regular 401(k) plans. Here are some of the top solo 401(k) providers available today.
Is Robinhood Gold Worth It?
Robinhood Gold is a $75 per year premium subscription service to Robinhood. It unlocks a few perks but are they worth the annual fee?
Build a Financial Fortress
Drawing Your Financial Map
Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.
How to Build A Financial Plan without a Professional Financial Planner
You don't need to hire a financial planner to build a financial plan. We share how to build one on your own and what questions you need to answer to be accurate, complete, and effective.
How to Organize Your Financial Documents Like the Library of Congress
My simple 3-step method of organizing our financial documents is easy to follow, execute on, and will make your life so much easier when it comes to paperwork.
Do You Have a Treasure Map?
A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More