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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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Newest Articles

How to Buy Treasury Bonds and Bills

Treasury bonds and bills are among the safest investments you can make, and the rates are very attractive right now. But should you buy them from the US Treasury, your bank, an online broker, or inside an investment fund? This article covers everything you need to know about buying Treasury bonds and bills.

15 Free TV Apps For You to Enjoy

Paid streaming services satisfy our cravings for everything from classic movies to the latest episodes of our favorite TV shows. But while most streaming services are affordable, the price can add up quickly if you sign up for multiple platforms. Here are 15 TV apps you can enjoy for free.

Average Retirement Income: What is a Good Monthly Retirement Income?

Ever wonder how much you need to have what's considered a “good” monthly income in retirement? We look at the data to find out how much retirees are earning and spending in retirement, sourced from the Bureau of Labor Statistics and the U.S. Census. The answer may surprise you!


Maximize Your Savings

Best 12-Month CD Rates – 5.01% APY (May 2023)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 5.06% APY (May 2023)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.


Put Cash In Your Pocket

The 15 Best Work From Home Online Jobs (2023 Update)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

16 Games that Pay Instantly to Cash App (May 2023)

If you enjoy playing games on your phone for money, you can get paid in cash by using Cash App. In fact, Cash App may be more convenient than PayPal (the older money app) because it lets you split purchases with friends and make debit card purchases.

Amalgamated Bank Bonus – up to $250

Amalgamated Bank is a socially conscious bank that will give you up to $250 for opening a money market account and depositing a sizable amount. See the details of this offer to learn more.

HomeTrust Bank $400 Checking Bonus Promotion

HomeTrust Bank is a small regional bank in Georgia, North Carolina, South Carolina, Tennessee or Virginia – they have a $400 bank bonus that's pretty easy to obtain if you live in those states.

What Happened to SaveBetter?

SaveBetter is rebranding to its parent company's name, Raisin, and the SaveBetter brand is going to be retired.

Best 5-Year CD Rates – 4.50% APY (May 2023)

Want to make the most out of your savings without taking any risks? Check out our latest post that features the top 5-year CD rates available in the market. We've done the research for you, listing their annual percentage yields (APYs) and minimum deposit requirements. With a 5-year CD, you lock in an interest rate for what you need.

Bask Bank Review: Great Rates on Savings and CDs

Bask Bank is an online bank that lets you choose between earning a high-interest rate or American Airlines miles on your savings account deposits. But how does it compare to other online banks, like Discover, Chime, or Ally? This Bask Bank review covers the key features, pros and cons, and Bask alternatives.

How to Buy Treasury Bonds and Bills

Treasury bonds and bills are among the safest investments you can make, and the rates are very attractive right now. But should you buy them from the US Treasury, your bank, an online broker, or inside an investment fund? This article covers everything you need to know about buying Treasury bonds and bills.

How to Buy TikTok Stock 

TikTok is one of the fastest-growing social media platforms in the world, challenging Facebook, Instagram, and other social media giants. So it's only natural that investors would want to get in on the action. Unfortunately, investing in TikTok is not as easy as using the platform.

What are the risks of index investing?

Index funds are the darling of the personal finance world but are they without risk? We look at what to consider when you invest in index funds, where they are appropriate, and what risks you should remember.

Fisher Investments Review: Hands-On Portfolio Management

Founded in 1979, Fisher Investments is a well-known investment advisory firm. But many investors are unaware of the types of services they offer and whether their money managers can improve their portfolio performance. Want to know if Fisher is right for you? Find out in this Fisher Investments review.


Build a Financial Fortress

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.

Do You Have a Treasure Map?

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

Learn More

Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

Learn More

Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

Learn More

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