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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles
Best Way to Use Amazon.com Credit Card Points
Do you have an Amazon.com credit card? Are you like me and didn't know the best way to use the points? I share all the ways and the BEST way to spend them to get maximum value.
How to Buy Treasury Bonds and Bills
Treasury bonds and bills are among the safest investments you can make, and the rates are very attractive right now. But should you buy them from the US Treasury, your bank, an online broker, or inside an investment fund? This article covers everything you need to know about buying Treasury bonds and bills.
15 Free TV Apps For You to Enjoy
Paid streaming services satisfy our cravings for everything from classic movies to the latest episodes of our favorite TV shows. But while most streaming services are affordable, the price can add up quickly if you sign up for multiple platforms. Here are 15 TV apps you can enjoy for free.
Average Retirement Income: What is a Good Monthly Retirement Income?
Ever wonder how much you need to have what's considered a “good” monthly income in retirement? We look at the data to find out how much retirees are earning and spending in retirement, sourced from the Bureau of Labor Statistics and the U.S. Census. The answer may surprise you!
Maximize Your Savings
Best High-Yield Online Savings Accounts of May 2023
The cornerstone of any good financial system starts with finding a savings account that works for you. The best savings…
Best 12-Month CD Rates – 5.01% APY (May 2023)
Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.
Best No Penalty CD Rates – 5.06% APY (May 2023)
With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.
Put Cash In Your Pocket
47 Best Bank Account Bonus & Promotions (Updated Daily)
Check out the latest bank account bonus and promotions from best banks and credit unions. Our list of the best offers is updated daily with offers topping several hundred dollars each.
20 Best Brokerage Account Promotions and Bonuses for May 2023
Find the best brokerage account promotions and bonuses from top online brokers. Our list is updated frequently with the latest offers and deals to help you earn cash bonuses and rewards on your investment accounts.
The 15 Best Work From Home Online Jobs (2023 Update)
Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.
How to Get Free Stock from These 8 Brokerage Companies
Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.
The Prime Directive of Personal Finance
There are many “money rules” but if you follow the “Prime Directive,” you won't need to remember the rest.
6.5 Big Money Decisions You MUST Get Right to Get Rich
Learn how to make the right money decisions to build wealth and achieve financial success. This post covers the Big Money Decisions where your choices can make an outsized impact on your financial future.
How to invest in yourself
If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.
7 income streams of millionaires: an open discussion of passive income
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.
16 Games that Pay Instantly to Cash App (May 2023)
If you enjoy playing games on your phone for money, you can get paid in cash by using Cash App. In fact, Cash App may be more convenient than PayPal (the older money app) because it lets you split purchases with friends and make debit card purchases.
Upgrade Rewards Checking Bonus – $200 Cash
Learn more you can get $200 for opening a new Upgrade Card and Rewards Checking Account – no minimums and no annual fees on both so it's a solid offer with no strings.
Amalgamated Bank Bonus – up to $250
Amalgamated Bank is a socially conscious bank that will give you up to $250 for opening a money market account and depositing a sizable amount. See the details of this offer to learn more.
HomeTrust Bank $400 Checking Bonus Promotion
HomeTrust Bank is a small regional bank in Georgia, North Carolina, South Carolina, Tennessee or Virginia – they have a $400 bank bonus that's pretty easy to obtain if you live in those states.
What Happened to SaveBetter?
SaveBetter is rebranding to its parent company's name, Raisin, and the SaveBetter brand is going to be retired.
Best 5-Year CD Rates – 4.50% APY (May 2023)
Want to make the most out of your savings without taking any risks? Check out our latest post that features the top 5-year CD rates available in the market. We've done the research for you, listing their annual percentage yields (APYs) and minimum deposit requirements. With a 5-year CD, you lock in an interest rate for what you need.
Why Do Banks Offer “Weird” Term Length CDs?
Ever wonder why banks are now offering 13-month CDs and 11-month CDs? Why the “weird” terms? How about a 1-month CD – we explain why banks are doing this noawadays.
Bask Bank Review: Great Rates on Savings and CDs
Bask Bank is an online bank that lets you choose between earning a high-interest rate or American Airlines miles on your savings account deposits. But how does it compare to other online banks, like Discover, Chime, or Ally? This Bask Bank review covers the key features, pros and cons, and Bask alternatives.
How to Buy Treasury Bonds and Bills
Treasury bonds and bills are among the safest investments you can make, and the rates are very attractive right now. But should you buy them from the US Treasury, your bank, an online broker, or inside an investment fund? This article covers everything you need to know about buying Treasury bonds and bills.
How to Buy TikTok Stock
TikTok is one of the fastest-growing social media platforms in the world, challenging Facebook, Instagram, and other social media giants. So it's only natural that investors would want to get in on the action. Unfortunately, investing in TikTok is not as easy as using the platform.
What are the risks of index investing?
Index funds are the darling of the personal finance world but are they without risk? We look at what to consider when you invest in index funds, where they are appropriate, and what risks you should remember.
Fisher Investments Review: Hands-On Portfolio Management
Founded in 1979, Fisher Investments is a well-known investment advisory firm. But many investors are unaware of the types of services they offer and whether their money managers can improve their portfolio performance. Want to know if Fisher is right for you? Find out in this Fisher Investments review.
Build a Financial Fortress
Drawing Your Financial Map
Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.
How to Build A Financial Plan without a Professional Financial Planner
You don't need to hire a financial planner to build a financial plan. We share how to build one on your own and what questions you need to answer to be accurate, complete, and effective.
How to Organize Your Financial Documents Like the Library of Congress
My simple 3-step method of organizing our financial documents is easy to follow, execute on, and will make your life so much easier when it comes to paperwork.
Do You Have a Treasure Map?
A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More