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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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Newest Articles

How Much Does TurboTax Cost in 2023-2024?

TurboTax recently changed their pricing structure and it's not clear on the website – we break down the new pricing for 2023-2024 as well as which package is right for you.

Apple High-Yield Savings Account Review: Is It Worth It?

The Apple High-Yield Savings account offers a competitive APY with no monthly fees or minimum balance requirements. But there's a catch. It's only available to iPhone users who have an Apple Card. Is it worth switching for? Learn more in this full review.

Visible Review: Affordable Unlimited Data Plans and More

Visible Wireless is a Verizon-owned prepaid cell phone company offering affordable unlimited data plans and no contracts. Users also benefit from access to the Verizon network. Is Visible worth switching to? We break down its plans, key features, and pros and cons. Learn more.

Milli Review: No-Fee Banking and a High Savings APY

Milli is an online banking app from First National Bank of Omaha. It offers no-fee banking with a high APY on savings. But it lacks some of the features offered by top online banks like Chime and Ally. Is Milli worth signing up for? Our Milli app review covers the key features, pros and cons, pricing, and more.


Maximize Your Savings

Best 12-Month CD Rates – 5.51% APY (December 2023)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 5.36% APY (December 2023)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.


Put Cash In Your Pocket

17 Best Work From Home Online Jobs (2023)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

12 Best Online Typing Jobs and Where to Find Work

Do you enjoy computer work and have an ability to type quickly? If so, our list of the best online typing jobs may interest you. From data entry to transcription to freelance writing to blogging, we show you where to find work and how much you can earn. Learn more.

35 Weekend Side Hustles to Pad Your Bank Account

A good side hustle can be the key to paying off debt, increasing your savings, and pursuing your financial goals. But finding a side hustle that you can do in your downtime is easier said than done. Here are 35 weekend side hustles that are easy to start and can help you pad your bank account. Learn more.

18 Best Places to Sell an Old Laptop Online in 2023

Do you own an old laptop that you no longer use? You may be surprised at how much money you can get for it on the resale market. But you need to sell it on the right platform to get the best possible price. Here are 18 of the best places to sell an old laptop online. Learn more.

JustAnswer Review 2023: Get Paid for Your Expertise

The call it the information super highway, but getting trustworthy answers to complex questions on the internet is still challenging. With JustAnswer, you can get paid as an expert to answer questions for people on almost any topic. In fact, many JustAnswer experts earn between $2000 and $7000 on the platform. Learn more in this JustAnswer review.

Apple High-Yield Savings Account Review: Is It Worth It?

The Apple High-Yield Savings account offers a competitive APY with no monthly fees or minimum balance requirements. But there's a catch. It's only available to iPhone users who have an Apple Card. Is it worth switching for? Learn more in this full review.

Visible Review: Affordable Unlimited Data Plans and More

Visible Wireless is a Verizon-owned prepaid cell phone company offering affordable unlimited data plans and no contracts. Users also benefit from access to the Verizon network. Is Visible worth switching to? We break down its plans, key features, and pros and cons. Learn more.

Milli Review: No-Fee Banking and a High Savings APY

Milli is an online banking app from First National Bank of Omaha. It offers no-fee banking with a high APY on savings. But it lacks some of the features offered by top online banks like Chime and Ally. Is Milli worth signing up for? Our Milli app review covers the key features, pros and cons, pricing, and more.

Can I Use My 401(k) to Buy a House?

With the median price of a house now over $430,000, qualifying for a mortgage more difficult than ever. And for many prospective homebuyers, coming up with a down payment seems nearly impossible. That's why more and more people are asking the question, “Can I use my 401(k) to buy a house?” The short answer? It's complicated. Learn more.

How to Become a More Patient Investor

The best investors are the most patient ones. But how do you become more patient? How do you learn to not touch your portfolio? I share a few strategies that have worked well for me.

Finviz Review 2023: Is this Stock Screener App Worth it?

Finviz is a popular investment research website that supports fundamental and technical analysis. It offers two free plans and a premium tier which is ideal for active traders who want access to in-depth research tools. But is Finviz right for you, and how does it compare to other stock screening apps? Find out in our Finviz review.


Build a Financial Fortress

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.

Do You Have a Treasure Map?

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

Learn More

Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

Learn More

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