Save more, earn more, and invest better today

I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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Destiny Card Review: Rebuild Your Credit without a Security Deposit

Unlike many credit builder products, the Destiny Mastercard is an unsecured credit card that lets you build credit with the three major credit bureaus. In this Destiny card review, I’ll tell you why I think it’s worth considering, especially if you don’t want to set aside cash for a credit card security deposit.

How to Convert Visa Gift Cards to Cash

Gift cards are great, especially when you get them for free. But sometimes, you just need cold, hard cash to pay the rent, send a friend some money, or catch up on some bills. In this article, I’ll show you how to convert your Visa gift card to cash.

What Is the Net Investment Income Tax?

If you earn over $200,000 per year, you may be subject to the net investment income tax (NIIT), an additional tax levied on the investment income of taxpayers considered to be high income. This article will explain how the NIIT works, and give you some tips on how to reduce the potential expense.


Put Cash In Your Pocket:

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

Get Paid Today: 17 Ways to Make Money In Your Spare Time

There are plenty of ways to make money in your free time, but some require several months of effort scaling a business or learning a new skill before you start earning a steady income. Thankfully, there are ways to get paid today by working online and in your local community with the skills and equipment you already possess.

How to Make Money Selling Etsy Printables

Selling Etsy printables can be a great way to create an at-home side hustle Believe it or not, you can start selling printables with little to no experience or upfront cash. Our guide to selling printables on Etsy will help prepare you to launch a business that could lead to some serious passive income. 

Free PayPal Money: 14 Ways to Earn and Redeem PayPal Cash

One of the great things about getting paid via PayPal is that it's easy to convert your money to cash. Did you know that there are many legit ways to earn PayPal cash? When you visit various sites and complete simple tasks, companies will deposit money right into your PayPal account.

Best DIRECTV Promotions for 2022

DIRECTV is one of the premier (and perhaps one of the oldest?) cable companies that now offers a streaming service in addition to their satellite service. If you're thinking about them, here are the best promotions we know about.

HappyNest Review: Is HappyNest Legit?

The real estate asset class is a key component of a well-diversified investment portfolio. In recent years, crowdfunding real estate apps like Fundrise and Groundfloor have brought real estate investing to the masses, by offering expert management and low investment minimums. This article looks at another player in the real estate crowdfunding space: HappyNest.

VOO vs. SPY: Which S&P 500 ETF is Best for Your Portfolio?

The easiest way to hold the S&P 500 is through index funds. Two of the top S&P 500 index funds are the Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 ETF Trust (SPY). Both funds perform a similar function, so which one should you buy?

Arrived Homes Review: Real Estate Crowdfunding for as Little as $100

If you’re like many would-be real estate investors, you may be stuck watching the action from the sidelines. But a real estate crowdfunding platform, Arrived Homes, provides the ability to invest for as little as $100. If you’ve been looking to diversify your portfolio out of paper investments and into “hard assets,” Arrived Homes might be worth considering.

Best Penny Stock Trading Apps: Free Trades, Welcome Bonuses, and More

Penny stocks allow you to buy in large blocks and potentially earn outsized gains if and when the stock price takes off. But not all brokers offer penny stocks. To help you in your search, we’ve compiled a list of what we believe to be the 6 best penny stock trading apps available right now.


Money Management:

Drawing Your Financial Map

At one point, I once had over a dozen checking accounts. (which is too many bank accounts) I was doing…


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

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