Learn to manage your money in less time so you can enjoy more life

Hi, I'm Jim. I created WalletHacks.com to help you make better financial decisions faster.

Many financial experts like to make money complicated so you need them.

We want to simplify personal finance so you can go back to doing what you love. 👉 Start here!

As Seen In:

Newest Articles

Northwest Registered Agent Review

Northwest Registered Agent provides affordable business formation and registered agent services. It also offers additional business services, including business identity, mail forwarding, virtual office, and more. Is it worth it? Find out in this Northwest Registered Agent review.

How to Cancel Subscriptions You No Longer Use

With the advent of streaming platforms like Netflix and Amazon Prime Video, not to mention food delivery apps, people have more subscriptions than ever before. But what happens when you're no longer using a subscription? Find out how to cancel your unwanted subscriptions.

9 Best Banks for Landlords and Real Estate Investors

If you’re a real estate investor or landlord, you want a dedicated bank account that enables you to accept payments and manage your bills, with minimal transaction limits and at a low cost. Here are 9 banks that should allow you to simplify your business and maximize your profit. Learn more.

My Favorites

What You Should Do With All the Financial Advice on the Internet

The internet is a great place to get new ideas and opinions you hadn't considered you can't blindly follow the advice. Your finances are too important to leave to internet articles written by unknown people. Instead, follow a variety of bloggers, bounce new ideas off a trusted source, and verify your decisions with a fee-only financial planner when you can.

If You Want to Get Rich, You Better Do It Slowly

Slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you're building a house, growing your wealth, or just trying to get fitter – slow and steady wins the race.


Maximize Your Savings

Best 12-Month CD Rates – 5.30% APY (May 2024)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 5.36% APY (May 2024)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.


Put Cash In Your Pocket

17 Best Work From Home Online Jobs (2024)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

Free PayPal Money: 13 Ways to Earn and Redeem PayPal Cash

One of the great things about getting paid via PayPal is that it's easy to convert your money to cash. Did you know that there are many legit ways to earn PayPal cash? When you visit various sites and complete simple tasks, companies will deposit money right into your PayPal account.

What Is Drop Servicing? How to Start a Drop Servicing Business

Drop servicing is a great way to scale a freelance business, but it has its challenges, too. Bringing on a team of sub-contractors adds complexity and you need to make sure there's enough money left over after everyone gets paid. Our guide explains how drop servicing works and shows you how to start a drop servicing business. Learn more.

How to Cancel Subscriptions You No Longer Use

With the advent of streaming platforms like Netflix and Amazon Prime Video, not to mention food delivery apps, people have more subscriptions than ever before. But what happens when you're no longer using a subscription? Find out how to cancel your unwanted subscriptions.

What is the Average Household Budget?

Ever wonder if you're spending too much or too little on something? Curious what others are spending on it? We look at the BLS' data on consumer spending and breakdown the categories so you know what others are doing.

Are No-Penalty Add-On CDs the Future?

Navy Federal Credit Union has a no-penalty add-on CD, which are two CD features I've never seen combined before. Banking products are becoming increasingly flexible and I discuss why I think that is.

HeyBenny Review: Maximize Your ESPP

Benny is a financial platform that helps employees of publicly traded companies maximize their Employee Stock Purchase Plan (ESPP) benefits. It advances the funds to employees with repayment plus fees due at the end of the participation period. But with fees and potential risks, is Benny worth the effort? And are there any alternatives? Find out in our Benny review.

8 Things to Know About Your ESPP

Employee stock purchase plans, or ESPPs, are a valuable employee benefit that some companies offer.
However, there are important rules, features, and tax implications to consider before signing up for your company's ESPP. Here's what you need to know.

Vanguard Sells Retirement Accounts to Ascensus

Vanguard has sold nearly all of its retirement accounts (except the SEP-IRA) to Ascensus. We use a Solo-401(k) at Vanguard so we break down what this changes looks like to us what we will do next.


Build a Financial Fortress

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.

Do You Have a Treasure Map?

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

Learn More

Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

Learn More

Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

Learn More

As Seen In: