
Save more, earn more, and invest better today
I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles:
Golden Visas: Countries that Offer Citizenship for Investment
You may be familiar with the difficulties foreigners can have in obtaining U.S. visas. But did you know that foreigners can “buy” visa status in the United States and dozens of other countries?The following list includes 17 countries offering these “golden visas”, the general requirements to obtain one, and what the visa will give you.
Brigit Review: Credit Builder Loans, Cash Advances, and More
There are many personal finance apps with tools designed to help you recover your footing and build a stronger financial future. One such app is Brigit. In this Brigit Review, I’ll cover their various products and services, share some pros and cons, and let you know who Brigit is best suited for.
What Is Total Annual Income and Why Is It Important?
There are times when you may be asked what your total annual income is. It could be during income tax season or when you apply for a mortgage or car loan. But what does total annual income mean? What is (and isn't) included in the calculation?
Best Online Stock Brokers for New Beginner Investors
When you first get into investing, picking a broker can be intimidating. We can help you pick the best broker based on a few important criteria.
Put Cash In Your Pocket:
Best Bank Account Bonus & Promotions (Updated Daily)
Banks used to offer t-shirts and toasters to get new customers to open an account. Today, they offer bonus money…
17 Best Brokerage Account Promotions and Bonuses for August 2022
Are you looking to open a new brokerage account to manage your portfolio of investments but aren’t sure which one?…
The 15 Best Work From Home Online Jobs (2022 Update)
If you want to earn a little extra money, one of the best ways is to find an online job…
How to Get Free Stock from These 8 Brokerage Companies
For decades, companies have been giving away free stuff to get you to try their service. Brokers, like E*Trade, would…
The Prime Directive of Personal Finance
The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come…
6.5 Big Money Decisions You MUST Get Right to Get Rich
If you’re a fan of Greek mythology, you may have heard of the king who, as punishment for his greed…
How to invest in yourself
Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…
7 income streams of millionaires: an open discussion of passive income
Have you ever heard the statistic that millionaires have an average of seven streams of income? I tried to find…
How Much Do YouTubers Make?
Have you ever wondered how much money YouTubers make? While there are YouTubers who make huge money, it's certainly not the case for the vast majority. This article will give you ideas about how much you can make as a YouTuber, where that income might come from, and some of the best ways to grow your YouTube audience.
Get Paid Today: 17 Ways to Make Money In Your Spare Time
There are plenty of ways to make money in your free time, but some require several months of effort scaling a business or learning a new skill before you start earning a steady income. Thankfully, there are ways to get paid today by working online and in your local community with the skills and equipment you already possess.
Alliant Credit Union Bonus Promotions: $100 for Savings
Alliant Credit Union is an online credit union (100% digital) that anyone can join. They offer a bonus on their savings account that is easy to obtain with no annoying fees.
How to Make Money Selling Etsy Printables
Selling Etsy printables can be a great way to create an at-home side hustle Believe it or not, you can start selling printables with little to no experience or upfront cash. Our guide to selling printables on Etsy will help prepare you to launch a business that could lead to some serious passive income.
Merrill Edge Promotions – up to $750 Cash (August 2022)
If you're thinking about opening a Merrill Edge account, you can earn up to $750 cash when you transfer at least $5,000 of new assets to your account.
Best DIRECTV Promotions for 2022
DIRECTV is one of the premier (and perhaps one of the oldest?) cable companies that now offers a streaming service in addition to their satellite service. If you're thinking about them, here are the best promotions we know about.
10 Things They Don't Tell You About Home Ownership
Owning a home is both wonderful and extremely challenging. For many, we think that owning is the “right” choice but I wish I knew these ten things before I bought my first house.
Surprise: A Penny Doubled Every Day for 30 Days?
If a genie offered you $1 million or a penny that doubled every day for 30 days – which would you choose? What if they offered $2 million? Or $5?
Best Online Stock Brokers for New Beginner Investors
When you first get into investing, picking a broker can be intimidating. We can help you pick the best broker based on a few important criteria.
HappyNest Review: Is HappyNest Legit?
The real estate asset class is a key component of a well-diversified investment portfolio. In recent years, crowdfunding real estate apps like Fundrise and Groundfloor have brought real estate investing to the masses, by offering expert management and low investment minimums. This article looks at another player in the real estate crowdfunding space: HappyNest.
VOO vs. SPY: Which S&P 500 ETF is Best for Your Portfolio?
The easiest way to hold the S&P 500 is through index funds. Two of the top S&P 500 index funds are the Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 ETF Trust (SPY). Both funds perform a similar function, so which one should you buy?
Arrived Homes Review: Real Estate Crowdfunding for as Little as $100
If you’re like many would-be real estate investors, you may be stuck watching the action from the sidelines. But a real estate crowdfunding platform, Arrived Homes, provides the ability to invest for as little as $100. If you’ve been looking to diversify your portfolio out of paper investments and into “hard assets,” Arrived Homes might be worth considering.
Money Management:
Do You Have a Money Field Manual?
We have two Master documents that outline our finances – Net Worth Spreadsheet and the Money Field Manual. The Net…
Drawing Your Financial Map
At one point, I once had over a dozen checking accounts. (which is too many bank accounts) I was doing…
How to Build A Financial Plan without a Professional Financial Planner
Years ago, I dropped my business card into one of those fishbowls near the front door of a restaurant. You’ve…
How to Organize Your Financial Documents Like the Library of Congress
You probably know that I like to keep things simple. As simple as possible. I also like to keep things…
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More